Live with parents and work on not pissing them off. I can quietly fuck my bf at home and they don't really care. Max out 401k (22k a year?), and put the rest of the money in certificate of deposits. The rate on cds has exploded in the last year, i'm getting around 3-4% but they all have different lengths of 3 months to 5 years. I buy little things on amazon to keep me sane like stationary, korean skincare, ect. Then keep a buffer of a few thousand if you ever have an emergency.
>>229501if you're paycheck to paycheck, this.
