>>299572Your source is clearly wrong
"On average, households spent $2,200 annually on premiums, while median out-of-pocket costs were $800, with the median spending amount for both combined metrics totalling $3,700 per year."
https://www.healthleadersmedia.com/finance/133m-americans-spent-more-10-income-premiumsEven in the poorest part of the US, it's only 14-17% "In the south, it is not uncommon to find large premium contributions relative to household income, according to the study, with five states reporting between 14% to 17.4% of income spent on premiums."